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    Three of the City's entitlement programs, CDBG, HOME, and ESG operate under federally established income guidelines. These guidelines are based on median family income for the area, currently defined as the Grand Rapids - Wyoming MSA, and are adjusted annually. The JAG program does not operate under any income guidelines.

    Generally, low-income refers to incomes at or below 50% of the area median income, adjusted for family size. Moderate-income refers to incomes at or below 80% of the area median income, adjusted for family size. With occasional exceptions CDBG and HOME funded programs are directed to low- and moderate-income beneficiaries (80% of area median income), while HOME rental activities are restricted to those at or below 60% of area median income. ESG activities are assumed to benefit low- and moderate-income persons.

    The following table provides the current income guidelines, which are subject to annual adjustment by HUD.

    HOME & CDBG Income Guidelines (effective June 15, 2017)

    Household Size
    30% of Median
    50% of Median
    ​60% of Median
    80% of Median
    ​120% of Median
    1
    $13,950
    $23,250
    $​27,900
    $37,150
    $55,800
    2
    15,950
    26,550
    ​31,860
    42,450
    63,720
    3
    17,950
    29,850
    35,820
    47,750
    71,640
    4
    19,900
    33,150
    39,780
    53,050
    79,560
    5
    21,500
    35,850
    ​43,020
    57,300
    ​86,040
    6
    23,100
    38,500
    ​46,200
    61,550
    92,400
    7
    24,700
    41,150
    ​49,380
    65,800
    98,760
    8
    26,300
    43,800
    ​52,560
    70,050
    ​105,120